Fix & flip
Purchase plus rehab financing for value-add residential projects. Rehab funds are released in draws as work is completed.
- Underwritten on
- ARV and rehab scope
- Best for
- Distressed buys
Private real estate financing · Dallas–Fort Worth
Equilonex Capital arranges private financing for real estate investors: fix-and-flip, bridge, DSCR rental, and ground-up construction loans from a network of private and institutional lenders. One submission, matched against lender programs that may fit. A straight answer on what your deal can get.
Independent financing intermediary, not a direct lender
One file, matched to suitable lender programs
Texas investment property first
Run by an active DFW flipper
Loan programs
Each lender sets its own box. We match your property, experience, and timeline to the lenders whose box it fits, so you can evaluate the options available instead of chasing quotes one lender at a time.
Purchase plus rehab financing for value-add residential projects. Rehab funds are released in draws as work is completed.
Fast capital to close, recapitalize, or bridge to a refinance or sale when conventional financing can't move in time.
Rental financing qualified on the property's rent instead of your personal income. Purchase, rate-and-term, or cash-out refinance.
Construction financing for new single-family and small multifamily builds, from lot through certificate of occupancy.
Terms shown are typical market ranges for these products, not quotes. Every loan is subject to lender underwriting and approval.
Who we serve
Different strategies need different capital. Find your profile to see what usually fits and what we need from you to get started.
Buying distressed houses, renovating, and selling within a year.
Fix & flip loan with rehab draws
Purchase contract, scope of work, line-item rehab budget, ARV comps, entity documents
Down payment of about 10–20% of purchase, plus closing costs and several months of interest reserves
Holding rentals, refinancing out of short-term debt, or growing a portfolio.
DSCR rental loan, purchase or cash-out refinance
Lease or market rent estimate, tax bill, insurance quote, current payoff statement
About 20–25% down on a purchase, or equity left after refinance, plus 3–6 months of payment reserves
Spec homes, infill lots, and small multifamily new construction.
Ground-up construction loan
Plans, permit status, line-item construction budget, builder résumé of completed projects
Equity of about 10–25% of total project cost, often in the lot, plus cash for interest and overruns
Bringing investor buyers who need financing lined up before closing.
Bridge or fix & flip, matched to the buyer's strategy
Contract or assignment, the buyer's contact details and experience, the closing date
Set by the buyer's loan type. The buyer must show their own down payment and reserves
Equity, cash, and document requirements are typical market ranges, not fixed requirements. Each lender sets its own criteria after underwriting.
Why Equilonex Capital
Equilonex Capital helps real estate investors organize financing requests, identify potentially suitable third-party lenders, and evaluate available financing options with greater clarity.
Organize acquisition costs, rehab budgets, leverage, and exit strategies.
Identify participating lenders whose programs may fit the project.
Evaluate available rates, fees, leverage, and repayment terms.
Help facilitate lender communication and document follow-up.
Equilonex Capital is an independent financing intermediary, not a direct lender. All financing is provided by third-party lenders and is subject to their underwriting and approval. Approval, the number of offers, and closing timelines are not guaranteed.
Process
Timing depends on the lender, title, appraisal, and how complete your file is. A well-prepared file moves faster.
Address, numbers, strategy, and timeline. About five minutes.
Leverage, rehab budget, exit, and DSCR are checked before any lender sees it.
Your package goes to the lenders in our network whose criteria it meets.
Review the terms offered and choose. We help coordinate through closing.
DSCR check
Debt service coverage ratio is monthly rent divided by the full payment: principal, interest, taxes, insurance, and HOA. Most DSCR lenders want 1.00 or higher, and pricing usually improves above 1.20.
Sample numbers shown. Lenders use their own rent appraisal and payment calculation.
Built by an operator
“I buy, renovate, and sell houses in DFW, so I know what a lender needs to see in a rehab budget and an exit plan. Every file we send out gets the same scrutiny I'd give my own deal.”
FAQ
Short answers to the questions investors ask most. Anything else, ask us directly.
No. Equilonex Capital arranges financing from third-party private and institutional lenders. They make all credit decisions and set rates and terms. Working across lenders lets us look for more than one option where available.
No. We arrange business-purpose loans on non-owner-occupied investment property only. For a primary residence, talk to a licensed residential mortgage lender.
Our compensation is disclosed to you in writing before you sign anything. There is no cost to submit a deal or get a fit assessment.
No, but it changes your options. First-time investors usually see lower leverage and higher rates. Repeat investors with closed deals in the last 24 months get the best terms.
We start in Texas, with Dallas–Fort Worth as home base. Many lenders in our network also fund in other states, so send the deal and we'll tell you.
Submit a deal
Two short steps. Contact and property first, then the numbers for your loan type. No Social Security number, bank statements, or documents needed at this stage.
Your email app should have opened with your deal details filled in. Press send to deliver it to loan@equilonex.com. If nothing opened, email us directly at loan@equilonex.com.
Privacy notice Draft · legal review
We collect only what is needed to screen a financing request and share it only to place your loan.
Contact details, property information, deal numbers, and self-reported ranges for credit, cash available, and experience. We do not ask for Social Security numbers, dates of birth, or bank account numbers on this site.
To evaluate your request, match it to lender programs, and contact you about it. We do not sell your information.
Prospective lenders, only with your authorization on the submission form, and service providers that host this site and its forms.
You can withdraw consent, opt out of calls or texts, or ask us to delete your submission at any time by emailing info@equilonex.com.